Jeff's Kitchens x CrossCountry Mortgage

Your Home Can Fund the Kitchen You Deserve

You have equity. Your kitchen deserves an upgrade. There is a financing solution built around your life, your goals, and your timeline, just like the kitchen being designed for you.

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Your Options

Three Ways Your Home Equity
Can Go to Work

You have built equity in your home over the years. That equity is a powerful tool. Depending on your current mortgage, your goals, and how you want to structure payments, there is likely an option that fits your situation well.

Home Equity Line of Credit

A HELOC works like a revolving credit line secured by your home. You draw what you need, when you need it, and only pay interest on what you have borrowed. Ideal for phased remodels or projects where costs unfold over time.

Flexible Access

Cash-Out Refinance

Replace your existing mortgage with a new one at a higher balance and take the difference in cash. If interest rates are favorable relative to your current loan, this can be a smart way to fund your remodel while potentially restructuring your overall mortgage.

Lump Sum at Closing

Home Equity Loan

A fixed-rate, fixed-term second mortgage. You receive a set amount upfront and repay it with predictable monthly payments. A great fit if you have a firm project budget and want the certainty of a stable payment alongside your existing mortgage.

Predictable Payments

Why It Pays Off

A Kitchen Remodel Is One of the Smartest Investments You Can Make

Updating your kitchen with Jeff's Kitchens does not just improve daily life, it can meaningfully increase the value of your home. Using your existing equity to fund that investment keeps your savings intact while putting your home's value to work.

Kitchen remodels consistently rank among the top ROI home improvements
Interest on home equity products may be tax-deductible when funds are used for home improvement (consult your tax advisor)
No need to drain savings or retirement accounts
Bay Area home values provide significant equity leverage for many homeowners
A customized financing plan fits your project timeline, not a lender's template

See What You Qualify For

Your Lending Partner

Sean Herrero

Mortgage Loan Officer | CrossCountry Mortgage

Sean is a Bay Area mortgage professional dedicated to making home financing straightforward, transparent, and tailored to each individual situation. Whether this is your first refinance or you have done it before, Sean takes the time to explain your options honestly and help you choose what actually makes sense for your goals.

Partnering with Jeff's Kitchens, Sean helps homeowners unlock the equity they have already built so that the kitchen of their dreams does not have to wait.

Phone 925.575.0637

Email sean.herrero@ccm.com

NMLS #900669

Company NMLS #3029 | CrossCountry Mortgage, LLC

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